However, somehow the truly excellent reading style of Cotter Smith kept my attention throughout. The evidence is backed up quite extensively with facts and figures and statistics, which could easily become boring, especially in audio format. Some of the facts presented are quite startling and should shatter any common misconceptions about wealthy people that you may have. Its not what you earn, but how you spend it. A series of well presented observations based solidly on extensive research. An absolute must for anyone who is serious about becoming wealthy, who suffers from status anxiety, or who simply wants to improve their financial position. I'm willing to bet that the average reader does not want to be counted amongst their ranks, and instead wants to enjoy themselves, their money, and their lives to the fullest extent possible.Ī first class book, which is quite different in style from any of the top selling self help titles of the last decade. They seem to place emphasis only on those individuals who have worked incredibly hard at low paying jobs for some 40-50 years, spent virtually nothing, and at retirement have just a tad over a million in total 'value'. Moreover, the 'profile' of the average 'millionaire' they have laid out is nearly as odd as the philosophy itself. Pardon my slight exaggeration, but I truly believe these authors have an intense dislike of those who dare to enjoy the fruits of their labor, which strikes me as silly (to put it mildly). Those who spend any significant portion of what they earn on things they may enjoy are selfish, ignorant, and fairly stupid individuals, who's only goal is to fill a void in their lives no doubt created by their unbalanced and psychologically diseased outlook on life. If you can manage this for some forty or fifty years, you too can go to your grave with nearly seven-figures. The philosophy this book outlines is a simplistic one: never, ever spend so much as a penny on anything you do not absolutely need for survival. further enjoyment of one's life, increased independence and freedom, and additional influence and power (call me Nietzschean), there is little doubt in my mind that you will find this book to be bordering on the ludicrous. if, like me, you believe that money and/or wealth is merely a means to an end, i.e. Simply put, if you believe that money is an end in and of itself, and desire to be a 'millionaire' for no other reason that to BE a millionaire, then you may enjoy this book, as it clearly lays out the path you should follow. Speaking as a 'millionaire' myself, I'm afraid the advice touted in this book is the virtually the polar opposite of any I have lived by, and in turn would give to others.

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